A Fresh Approach To Finance
Specialist Lending From The Mortgage Experts
Specialist Lending has increased enormously in the last 18 months or so.
Both the employment and lending landscape are ever changing, there is no such thing as a vanilla mortgage application – and a one size fits all approach does not work.
One of Mint FS strength’s is our understanding of specialist mortgages. These are mortgages designed for individuals with circumstances that some lenders categorise as ‘complex’.
Our experience in this market and our close relationships with lenders makes us ideally placed to offer the very best advice on these “niche” mortgage applications.
From around 2017 we have seen a re-birth of the specialist lending market – with more and more lenders and new challenger banks offering solutions for the less mainstream applicant types.
As competition in this area has increased – the great news is that the rates have been driven down moving them much closer to that of a “vanilla” residential mortgage rate.
We make what is complex, straightforward
The following is not an exhaustive list, but an idea of the niche mortgage applications we deal with:
- Bridging Loans
- Development Finance
- Secured Loans
- Contractor Mortgages
- Freelancer / Self Employed Mortgages
- Expat Mortgages
- Large Loan Mortgages
- Portfolio Mortgages
- Limited Company Buy To Lets
- Let To Buys
- New Builds
- Shared Equity / Shared Ownership
- Mortgages for the Armed Forces, Emergency Services, NHS & Teachers
- Private Bank Mortgages
Getting a mortgage offer isn’t always easy, especially if you’re looking for something a little more unconventional like a self-employed mortgage, new build mortgage or a bridging loan to cover the gap between two mortgages.
We understand that looking for something more specialist takes expertise and time. That’s why we take the time to get to know your personal needs and make our recommendation based on your circumstances and our knowledge of what lenders are looking for.
We understand that when looking for something more specialist it takes extra care, time, and experience in this market for brokers to successfully get an approval through.
Mere experience in arranging mainstream mortgages is not enough. That’s why we take the time to get to know your personal needs and make our recommendation based on your circumstances and our knowledge of what lenders are looking for.
Give us a call to talk about your needs and we can explain the different qualifying criteria and how we might be able to help you secure the mortgage you’re looking for.
Our team of mortgage experts are ready to help, get in contact today to speak to an adviser on 0330 1355914