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Home Movers

Made easy by Mint FS

Moving on up……or down sizing?

You are already on the property ladder but it is time for a change. Maybe you are relocating or your family is growing and you need more bedrooms or you are nearing retirement and want to downsize.

Whatever the reason you will need another mortgage to move on.

Although this is not a new process to you, with the constantly changing regulatory rules it may now be even more complicated. With so many potential products available you need an expert to navigate the mortgage market and put their recommendation in plain English for you.

As a Home Mover there is your existing mortgage to consider, but the lenders criteria may have changed significantly which no longer leaves them as an option. The need to sell your own home and consider the costs of this and buying on.

Hassle free home mover mortgages

Moving home can be more complicated than a first time purchase due to the involvement of a sale and a purchase with timing being more crucial.

Mint FS will be able to provide expertise on both the moving process, your existing mortgage and the new mortgage. As a home mover, you also have more choice of lenders and mortgages than you may have observed as a first time buyer.

This is due to the fact that you have built up a better financial status due to being a home owner or because you have a larger deposit from the built up equity in your home.

If you’re moving house and are looking for a mortgage, it is vital that you gain quality advice. By finding out how much you can borrow and what your likely repayment will be, you can begin your house hunting.

After this, you can start your mortgage application, arrange a survey, organise the legal aspects with the aid of a conveyancer and finally, exchange the contracts and start planning your new move.

We understand that finding the right home mover mortgage can be confusing, that’s why the experts at Mint FS can help. We can search thousands of products to find the right one for you – we work hard so you don’t have to.

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Already feeling daunted?

There is no need, let the experts at Mint FS take the stress of your move away. All our mortgage advisers are fully qualified and they have the expertise and experience to find the very best option for your future. They will make sure that you don’t miss out on the right deal and can even give you an idea of an approximate value for your current mortgaged property.

Home owners: There are websites that can assist with this , such as mouseprice and zoopla.

After our initial consultation we can provide information on the costs of moving and provide you with an interactive budget planner which will give you an idea of the affordability of moving home.

All of this is designed to put you in the best possible position when you make the decision to move – and make the move to your new home as stress free as possible.

We have access to the whole of the mortgage market and are completely independent – with no ties to estate agents you can be assured we are always acting in your best interests.

You will be provided with the information needed to make a decision about your next step on the property ladder – for your peace of mind it always pays to get professional advice.

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The legal bit...

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it. Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority. Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits. Mint FS Limited , trading as Mint FS , Mint Financial Services and Puzzle Mortgages is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority: FCA Number 460421 Mint FS Limited is registered in England and Wales with company number 11993128. Registered Office: Unit 6 The Centurion Centre, Castlegate Business Park, Salisbury, Wiltshire, SP4 6QX. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.