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The Holiday Season

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It’s been a hectic whirlwind of a year for obvious reasons, but we hope you have some time to relax and unwind as the year draws to a close.

2021 has certainly been an eventful twelve months for the housing market too – this year being the strongest on record for house purchase volumes since 20061.

Fuelled by the Stamp Duty holiday that ran until September, record low interest rates and a desire for a new lifestyle prompted by the pandemic, numerous homebuyers decided that 2021 was the year to relocate and prioritise properties with bigger gardens and more room to work from home.

Together with the return of 5% deposit mortgages from a number of lenders, and a range of Government-backed initiatives, there were many opportunities taken to make the move to a new property, or simply take the chance to remortgage and take advantage of a better deal.

As we move forward into 2022 and of course with uncertain times ahead, it’s never been more important to seek expert mortgage advice and guidance before making your next move, and just as always, we’re here to help you every step of the way.

On behalf of all the team, we wish you a Merry Christmas and a Happy New Year – see you in 2022!

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The legal bit...

Mint FS Limited, trading as “Mint Financial Services” or “Mint FS” is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Mint FS Limited is registered in England and Wales with company number 11993128. Registered Office: Unit 6 The Centurion Centre, Castlegate Business Park, Salisbury, Wiltshire, SP4 6QX. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. Calls may be recorded for training and security purposes and to improve the quality of our services. Mint FS Limited have no control over and are not responsible for the content of other sites. Your home may be repossessed if you do not keep up mortgage payments on it. A fee is payable at outset. We charge a minimum of £395 up to a maximum of 1.5% of the loan amount.